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The 2012 Retirement Confidence Survey found that only 14% of workers are very confident they will have enough money in retirement, and 70% of workers plan to work for pay after they retire.¹ Further, 66% of workers and their spouses reported they have saved for retirement - a decline from 75% reported in 2009. To help guide you toward retirement income security, we offer:

• Needs assessment
• Retirement income modeling
• Benefits analysis
• Distribution options

1 "2012 Retirement Confidence Survey," Employee Benefit Research Institute and Mathew Greenwald & Associates.